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Your Local Indianapolis Independent Insurance Agency

Central Insurance Associates specializes in business, auto, home, life, and health insurance.

Central Insurance Associates, Inc. is a full-service independent insurance agency, offering solutions for asset protection and risk management for both business and individuals. We offer a full range of insurance, including Business Insurance, Personal Auto, Homeowners, Umbrella, Employee Benefits, Individuals Health, Life Insurance, Senior Products, and Annuities.

At Central Insurance Associates, we appreciate and value each and every client we serve. We strive to understand the unique nature of every risk we insure and find solutions to satisfy their needs.

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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

3 Business Insurance Expenses to Write Off on Your Taxes

Posted: April 4, 2025

It’s tax season once again! As a business owner, you are likely looking for ways to maximize deductions and reduce taxable income. Fortunately, several business insurance policies qualify as tax-deductible expenses under IRS rules. If an insurance policy is both ordinary (common in your industry) and necessary (helpful for business operations), you may be able to deduct the full cost of the premium. Help protect...

5 Insurance Considerations for Your Home Remodel

Posted: April 1, 2025

Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased Coverage for Home Additions Expanding your home, whether by adding rooms or finishing a basement,...

A Guide to LLC Insurance for Small Businesses

Posted: March 19, 2025

Many small business owners choose to operate as limited liability companies (LLCs) for the liability protection they offer. While registering as an LLC can shield personal assets from business liabilities, it will not eliminate all risks. LLC insurance is essential to help your small business weather unexpected challenges, such as property damage, lawsuits, and other unforeseen events.  Why Do LLCs Need Business Insurance? While LLC...

The Difference Between Condo Insurance & Home Insurance

Posted: March 16, 2025

Like homeowners and renters, condo owners need insurance coverage to protect them from financial loss caused by perils such as fire, theft, and lawsuits. However, condominiums are different from homes or apartments. Although part of the building or property belongs to the condo owner, some of the condo belongs to the condominium association. Therefore, insurance coverage is different for this type of dwelling.  What Types...