About

Our History

Central Insurance Associates, Inc began as the R.L. Cleveland Insurance Agency in 1948. Ralph L. Cleveland, Jr. was one of the founding members of the Professional Insurance Agents Association of Indiana and continued with the agency until his retirement of 1999. Today the Ralph L. Cleveland, Jr. Professional Agent of the Year Award is given by the Professional Insurance Agents Association of Indiana in his honor.

In 1994, the agency name was changed to Central Insurance Associates, Inc. Today the agency is guided by Timothy P. Allen, Michael D. Chambers, and James W. Funk, Jr. Together, this group has over 80 years of experience and expertise in the insurance business.

Central Insurance Associates is a full-service independent insurance agency, offering solutions for asset protection and risk management for both business and individuals. We offer a full range of insurance, including Business Insurance, Personal Auto, Homeowners, Umbrella, Employee Benefits, Individuals Health, Life Insurance, Senior Products, and Annuities.

At Central Insurance Associates, we appreciate and value each and every client we serve. We strive to understand the unique nature of every risk we insure and find solutions to satisfy their needs.

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Our Team

Timothy P. Allen

Timothy P. Allen

Tim grew up in Greenwood, Indiana and graduated from the University of Indianapolis.  He began his insurance career in 1992 as a Property & Casualty, Life, and Health Insurance agent.  In 1996, he joined Central Insurance Associates, Inc. and became a managing partner in 2000.  Tim currently resides in New Palestine, Indiana with his wife Kelly.  Tim’s hobby is music.

Mike D. Chambers

Michael D. Chambers

Mike was raised in Indianapolis and graduated from Hanover College in 1971.  After college, he began his insurance career with Travelers Insurance Company.  In 1974, he became affiliated with an independent insurance agency as a multi-line insurance agent.  Mike joined Central Insurance Associates, Inc. in 1989 and is also a managing partner.  He currently resides in Fishers with wife, Sharon.

James W. Funk, Jr

James W. Funk, Jr.

CPCU, CIC, CPIA

Originally from Vincennes, Indiana, Jim graduated from Butler University.  He began his insurance career in 1973 as head of human resources and public relations for a multi-state insurance company, then spent the next 17 years as administrative manager of a large independent insurance agency in Indianapolis.  In 1993, Jim decided to go out on his own and formed what is now, Central Insurance Associates, Inc., of which he is also a managing partner.  Jim has always been very involved in many aspects of our industry, serving as President of PIA of Indiana in 1986, 2003, and 2004 as well as serving on the Board of Directors for PIA for 23 years.  Jim is very dedicated to insurance education and holds several designations.  He was also appointed by two different Governors to serve on the Insurance Continuing Education Council for the State of Indiana.  Jim currently sits on the Board of Directors for several charitable organizations and resides in Indianapolis with his wife, Jan.

R. Douglas Thurston

R. Douglas Thurston

Doug grew up in Indianapolis and graduated from Butler University.  He started his insurance career with Travelers Insurance Company upon graduation, then in 1973, joined a large independent insurance agency in Indianapolis as a multi-line agent.  Doug served a term from 1985-86 as a Director on the State board for IIAI(Big I).  In 1994 he joined and became a partner at Central Insurance Associates, Inc.  Doug is married and has four grandkids.

Thomas A. Watson

Thomas A. Watson

Tom has resided in the Indianapolis area for 34 years and is a graduate of Rutgers University, where he played college football.  Tom began his insurance career in 1986 as a Property & Casualty, Life and Health insurance agent.  He joined Central Insurance Associates, Inc. in 1996 as a multi-line agent.  Tom is married, has four daughters, and three grandchildren and currently resides in Carmel.

Jonathan A. Keller

Jonathan A. Keller

Jon was raised in Wisconsin and later came to Indianapolis to attend and later graduate from Butler University.  He began his insurance career in 2007 with Central Insurance Associates, Inc. as a Property & Casualty agent.  He prides himself in representing his customers, finding their specific needs, and protecting them.  From 2012 -2015, Jon sat on the Agent Advisory Board with West Bend Mutual Insurance Company.  Currently residing in Westfield, he spends his spare time enjoying golf and running.

Jeffrey T. Chapman

Jeffrey T. Chapman

Jeff is a longtime resident of the Indianapolis area, graduating from Noblesville High School and Butler University.  He started his insurance career with MassMutual Financial Group in 2006.  In 2014, Jeff joined Central Insurance Associates, Inc. as a multi-line agent in Property Casualty, Life, and Health.  Jeff currently resides in Noblesville with his wife, Veronica and daughter, Julianne.  In his free time, Jeff enjoys playing golf and spending time with his family.

Karen Pearson

CISR, CPIA

Karen is a Customer Service Representative for our Business Insurance customers as well as handling several administrative roles for the agency.  She began her insurance career right out of High School, working for a large independent agency in the mailroom.  She worked her way up through various departments to finally specialize in business insurance.  Karen joined Central Insurance Associates, Inc. in 1994.  She currently resides in Carmel with her husband Ron and dog Jackson, has one son, and in her spare time, enjoys reading and spending time with family and friends.

julie kennedy

Julie Kennedy

CISR

Julie is a Customer Service Representative for our Personal Lines, Commercial Lines, and Life & Health customers.  She started her insurance career as a CSR in 1994, joining Central Insurance Associates, Inc. in 1996.  In 2006, after earning her CISR designation, Julie sat on the CISR board for the State of Indiana until 2014.  Julie is married with three children and five grandchildren.

stacey mclaine

Stacy McClaine

Stacy is a Customer Service Representative for our Personal Lines customers.  She began her insurance career in 1996 at a Property & Casualty company.  In 2005 she moved to the agency side of the business with an independent agency, then joined Central Insurance Associates, Inc. in 2012.  Stacy is married with two children.